Expert Designers
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Make Your Dream Kitchen A Reality with Easy Financing!

Choose from flexible payment options to suit your budget.

Simple

Simple

Simple

Seamless

Simple

Secure

Expert Designers

Bread Pay™

Bread Pay™ is an easy way to buy the things you want now, while paying in installments that work with your monthly budget.

Min Credit
Score

680+

Max Finance
Amount

Up To $20,000

Loan
Options

0% for up to 12 Months

Affect My
Credit Score?

No Affect

Simple & Fast Application

Simple & Fast
Application

Automatic Payments

Automatic
Payments

Straightforward Pricing

Straightforward
Pricing

Expert Designers

Affirm

Affirm empowers you to make your purchases manageable with no late fees or surprises.

Min Credit
Score

550+

Max Finance
Amount

Up To $17,500

Loan
Options

0 - 36% up to 60 Months

Affect My
Credit Score?

No Affect

No Hidden Fees or Penalties

No Hidden Fees
or Penalties

Flexible Repayment Terms

Flexible
Repayment Terms

Easy-to-Understand Process

Easy-to-Understand
Process

FAQs

  • Do you offer financing options?

    Yes, we offer flexible financing options through our partners. You can choose from installment plans with low or no interest rates.

  • How do I apply for financing?

    You can apply for financing at checkout by selecting the financing option. You will be redirected to our partner’s site for approval.

  • Are there any eligibility requirements for financing?

    Eligibility requirements vary based on the financing provider. Typically, a credit check and proof of income may be required.

  • What is the minimum credit score required for financing?

    The minimum credit score required for financing is usually 680+, but requirements may vary by lender.

  • How long does it take to get approved?

    Approval times vary, but many lenders provide instant decisions or approve applications within 24 to 48 hours.

  • Will applying for financing affect my credit score?

    No, applying for financing typically involves a soft credit check, which does not affect your credit score.

  • What is the maximum amount I can finance?

    The maximum financing amount can go up to $20,000, depending on the lender and your credit profile.

  • How do I make payments after approval?

    Payments can usually be made through bank transfers, auto-debit, credit/debit cards, or online portals provided by the lender.

  • Can I prepay my loan without penalties?

    Yes, most financing options allow early repayment without penalties, but it's always best to check with the lender.

  • Are there any hidden fees or late payment penalties?

    No hidden fees, but late payments may result in penalties or additional interest charges.